Per NIST SP 800-63B (2020), password complexity requirements (uppercase, symbols, numbers) are counterproductive — they lead to predictable substitution patterns. A random 4-word passphrase like "correct horse battery staple" has 44+ bits of entropy and is easy to remember. A complex 8-character password has ~30 bits. Length wins. Use a password manager to generate and store 20+ character random passwords.
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